Combined rural credit announced for the 2025/26 harvest cycle.
MAPA + MDA public announcements ↗TerraYieldNatural Asset Risk Intelligence
Investor preview · 2026
Investor security · Rural assets · Brazil
Know the risk.
Secure the investment.
TerraYield transforms fragmented land and environmental evidence into two concrete scores — and integrates them into a Risk Analysis Delta for investors.
See how the Delta is built ↓Land identityEnvironmental identitySustainability potentialRisk Analysis Delta
© 2026 TerraYield.Co · All rights reservedThe reason TerraYield exists
Security for capital.
Period.
A rural asset can carry hidden title defects, environmental liabilities and unsupported ESG claims. Investors often discover them only after capital has moved.
TerraYield transforms fragmented evidence into an auditable Land Domain: a blockchain-inspired chain in which every signal is crossed, reconciled and retained before capital moves.
Before CapitalBefore capital enters the land,
Land Domain must survive scrutiny.Title, registry, cadastral coherence, judicial exposure and environmental evidence are crossed before the investment decision.
© 2026 TerraYield.Co · All rights reservedLand Domain must survive scrutiny.Title, registry, cadastral coherence, judicial exposure and environmental evidence are crossed before the investment decision.
The market · billions under manual screening
A national-scale market.
A property-by-property bottleneck.
Brazilian rural credit grows every year.Yet title and environmental screening still depends on paper, spreadsheets and manual navigation across disconnected systems.
Area registered in Brazil’s Rural Environmental Registry — the addressable screening universe.
Forest Code Observatory ↗Territory with no identified ownership information — a national land-integrity signal.
Forest Code Observatory ↗One evidence engine · one decision sequence
From land evidence
to investor decision.
Land Maturity
Score
Measures whether the land foundation is sufficiently mature to support capital.
Land DomainSustainability Potential
Score
Qualifies Multiple Uses of Biodiversity and Payment for Environmental Services for the same property.
PotentialRisk Analysis
Delta
Crosses both scores and measures the distance between security and potential. This Delta is the risk.
RiskPortfolio
Intelligence
Applies the same evidence architecture across multiple properties and portfolios.
ScaleThe TerraYield score architecture
Two scores.
One risk Delta.
A TerraScore transforms crossed primary evidence into a transparent 0–10 investment reading. Each score answers a different question; their crossing produces the Risk Analysis Delta.
×
Land Maturity Score
Rates the maturity of the property’s land foundation: title, registry, cadastral coherence, overlaps, judicial exposure and verified environmental information.
How safely can this land support capital?
Sustainability Potential Score
Rates the credible potential for Multiple Uses of Biodiversity and Payment for Environmental Services once the land foundation has been qualified.
How credibly can this land create sustainable value?
Crossing both scores
Risk Analysis Delta
© 2026 TerraYield.Co · All rights reserved06The base determines
© 2026 TerraYield.Co · All rights reserved
The scoring hierarchy
The base determines
the decision.
The architecture is sequential. Land Maturity is the mandatory foundation. Sustainability Potential is qualified only over a defensible land base. At the peak, verified potential can be converted into structured value pathways.
A compromised land base interrupts the process. The pyramid is not a flat checklist: each layer depends on the one below it.
Layer 2 · pyramid peakValue Creation
Layer 1Sustainability Potential ScoreMultiple Uses · PSA · conservation value
Layer 0 · mandatory baseLand Maturity ScoreTitle · registry · cadastral · judicial · environmental evidence
RejectImmediate stop
PassProceed
PassWith conditions
Inside Layer 0 · Land Domain
What builds the
Land Maturity Score?
40+ primary sources are crossed through an automated evidence architecture. The underlying records remain visible while the result becomes coherent, comparable and decision-ready.
Land Domain is the evidence universe. Land Maturity Score is the 0–10 output that measures how safely that domain can support capital.
40+primary information sources
Registral, dominial, cadastral, judicial, environmental, regulatory and geospatial signals converge around one verified property identity.
Land
Maturity
Score40+ SOURCES · 0—10
Maturity
Score40+ SOURCES · 0—10
RegistryJudicial &
OverlapsEnvironmental
EvidenceCadastral
CoherenceAutomated cross-analysis
Terra Score 01Land Domain Score
0—10How safely can this land domain support capital?
Inside Layer 1 · Sustainability Potential
Qualified land.
Credible potential.
The second layer examines what qualified land can sustainably generate through Multiple Uses of Biodiversity and Payment for Environmental Services — without confusing possibility with proven value.
01 · SeedsProductive natural capitalMultiple Uses
Multiple Uses
of Biodiversity
Qualification of bioeconomy, restoration, conservation and sustainable production pathways grounded in the property’s biological assets and legal reality.
Native inputsBioeconomyRestoration
02 · SpringsVerified ecosystem servicesPayment for
Payment for
Environmental Services
Qualification of water, biodiversity, carbon and conservation services with measurable environmental delivery and credible revenue pathways.
WaterBiodiversityCarbon
TerraScore 02Sustainability Potential Score
0—10How credibly can this property generate sustainable value?
The crossing · the risk
The Risk Analysis Delta.
Land Maturity and Sustainability Potential remain visible as independent scores. Their crossing produces the Delta: the measurable distance the investor must understand before capital moves.
Land Maturity Score8.4Land foundation
CrossingΔ1.3The Delta is the risk
Sustainability Potential Score7.1Value potential
Illustrative asset · Risk Analysis Delta1.3
The gap between a strong land foundation and qualified sustainability potential becomes an explicit, interpretable investment-risk signal.
ComparableTraceableDecision-ready
Illustrative scores only. Proprietary thresholds and weighting remain protected.
© 2026 TerraYield.Co · All rights reservedThe opportunity behind qualified land
The landscape of
sustainable potential.
Native vegetation mapped or estimated inside Brazilian rural properties — a vast natural-asset universe requiring qualification.
SOURCE: EMBRAPA TERRITORIAL ↗
Potential additional annual value from Brazil’s knowledge-based bioeconomy by 2032.
Source: CNI market study ↗A policy and financing pathway designed to turn verified ecosystem services into durable conservation revenue.
Source: BNDES sector study ↗Traction · the logic already works
A real asset.
A defensible result.
A 2026 client assessment proved the evidence architecture before automation. The assessed property received a 6.4/10 Property Score; its risk gap to full maturity is therefore 3.6.
2026 assessed property · Terra Score 016.4/ 10 · Property ScoreLow risk
Risk Delta to full maturity · 10 − 6.43.6Green flag · go aheadBelow the decision threshold
Decision rule: Risk Delta < 5 = low risk / green flag.
CriterionWeightScoreContribution
Dominial security25%9.02.25
Registral security20%9.01.80
Land regularity15%6.00.90
Environmental exposure25%2.00.50
Regulatory exposure15%6.00.90
Multiple official records crossed into one structured risk view.
Explicit legal foundation — not merely raw data aggregation.
RPPN value pathway identified alongside material environmental exposure.
Why pre-investment intelligence matters
Risk discovered late
becomes capital exposed.
Fine maintained against a bank for financing corn produced in embargoed rural areas.
Read the AGU release ↗Penalties against financial institutions and rural operators linked to illegal deforestation finance.
Read the IBAMA release ↗Land value associated with a carbon-credit investigation involving allegedly fraudulently appropriated territory.
Read the official ENCCLA assessment ↗Credit identified in the investor research as having reached areas associated with environmental alerts since 2019.
Source: A Onça investigation ↗Risks move with the land; opportunities grow with sustainability potential.
© 2026 TerraYield.Co · All rights reservedEnvironmental liabilityLiability Chain
Act
Allow
Finance
Benefit
Four autonomous positions recognised within the same field of environmental liability
The legal chain
Financing does not sit outside environmental responsibility.
Brazilian environmental liability connects those who act, allow, finance or benefit from the causal chain. Financing therefore does not sit outside the environmental risk attached to the land.
Those who act, those who allow, those who finance and those who benefit are treated as part of the same causal chain.
STJ · REsp 650.728/SC · Reporting Justice Herman Benjamin
Official STJ decision ↗The enabling infrastructure
Automation is the means.
Risk visibility is the product.
A live evidence system ingests, interprets and crosses distributed property signals before the scoring engine explains the investment result.
TerraYield
Engine50+ sources · live logic
Engine50+ sources · live logic
APIsParse
DocumentsCross
GISScore
RiskExplain
Decision
TerraYieldNatural Asset Risk Intelligence
TerraYield · Investor intelligence
We do not sell a report.
We sell verified risk visibility.
Two Terra Scores. One Risk Analysis Delta. A defensible view of the land before capital moves.